What every American needs to know before moving to France.
Decided to leave the U.S. behind for a new adventure in Paris? Whether you’re chasing a lower cost of living, better work-life balance, or simply a change of scenery, retiring in Paris is an exciting—and doable—goal. But it does take planning.
Here’s a practical guide to help you make the move, from the early stages of preparation to managing your new life overseas.
Top 10 Places to Visit in Paris
- Eiffel Tower
- Louvre Museum
- Arc De Triomphe
- Versailles Palace and Gardens
- Giverny Monet’s House and Gardens Tour
- Paris La Nouvelle Eve Cabaret Show in Montmartre
- Notre Dame Cathedral
- Boat Tour on Seine River
- Versailles Palace
- Shakespeare and Company Book Store
Research and Planning
Language
While many French citizens can speak English, studying up on conversational French will help you out once you arrive in Paris.
Cost of Living
According to World Population Review, the average annual cost of living in America is $61,334.
The average annual cost of living in France is $31,500, as calculated by International Living.
Visa and Residency
To retire in France you will need to obtain a Long Stay Visa for Visitors. To be granted this visa you will need:
- To prove sufficient income/ funds to support your household without the assistance of French social programs
- To show proof of private healthcare coverage in France
- A letter of commitment stating you will not work in France – if you plan on working you will need to obtain a different visa type.
- To demonstrate proof of housing (a lease agreement of property ownership in France)
- To Complete an online application and conduct an in-person appointment with a French consulate in the US
Preparing
Mail Forwarding
Set up a US P.O. box with a trusted family member or friend or use a digital mailbox service.
Health Insurance
Obtain a health insurance policy that covers healthcare internationally.
Note: This is often a requirement for a long-term visa
Income Access
Make sure that you maintain your US bank account (preferably one with little-to-no international transaction fees).
Set up your social security or pension payments to be direct deposited into the account.
Long-Term Considerations
US citizens are required to pay income taxes on worldwide income, regardless of where they live – but don’t worry – France has a tax treaty with the US to prevent double taxation of income earned abroad.
Consider the implications of:
Consider hiring an expat tax advisor to help you maintain compliance with the IRS.
Visa renewals
The long-visit visa needs to be renewed annually.
Driver’s License
After one year in France, your US driver’s license will no longer be valid and you will need to obtain a French license.
Conclusion
Retiring abroad isn’t just possible—it can be an incredibly fulfilling next chapter. With smart planning around visas, finances, healthcare, and legal responsibilities, your dream of retiring in paradise can become your reality.
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